Capital Insights: New Bank Capital Rules Will Handicap Small Businesses
Introduction Recently, the Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (US agencies) […]
BankNotes Blog
BankNotes Blog
BankNotes Blog
Capital Insights: Demystifying the Consequences of Higher Capital Requirements
Recently, the Federal Reserve, FDIC, and the Office of the Comptroller of the Currency issued a proposal to substantially increase capital requirements
BankNotes Blog
FDIC Risk Review: The Largest Banks Remain Well Diversified
It is well known that diversification in an investment portfolio lowers its risk. The same is true for a bank’s
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Too Much of a Good Thing: Unnecessarily Raising Capital Requirements on the Largest Banks Will Exact a Real Economic Toll
It is expected that bank regulators will soon release a proposal to raise capital requirements for the largest U.S. banks.
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A Holistic Review of Large Bank Capital: Findings from a New Report
Introduction In a hearing on Tuesday focused on recent failures of regional banks, banking regulators repeated their intention to propose
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U.S. vs. European Capital Adequacy – The Increasingly Unlevel Playing Field Unfolding in Basel III Finalization
Large U.S. banks are subject to stricter capital requirements and maintain more equity capital on their balance sheet than their
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Large Bank Capital Requirements and Recent Bank Failures – Why One Has Nothing to Do with the Other
The rapid and disorderly failures of Silicon Valley, Signature, and Silvergate banks last month quickly unleashed calls for more bank
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Large Bank Resiliency During an Economic Crisis – the COVID Stress Test
Introduction During the pandemic, Financial Services Forum members displayed significant strength and provided support to the economy by providing much-needed
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Large Banks: Broad Economic Reach and Highly Efficient
Introduction Large banks contribute to our economy in a variety of ways. Importantly, breadth and scale make it possible for
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Fixing What Ain’t Broken: The Real and Hidden Costs of Excessive Bank Capital Regulation
Introduction Large banks have seen both the absolute and relative amount of capital they maintain increase steadily over the past